> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://arkea.ferndocs.com/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://arkea.ferndocs.com/_mcp/server.

# Our use cases

# Our use cases

See how partners put the Arkéa Open Banking APIs to work under PSD2 — from account aggregation to payment initiation and funds confirmation.

![Arkéa use cases](/_fern-img/581da416b51fcf88672798f8716a0b6c50ee7de282574ca73d2a88ef1b65ff3c.webp)

[![](/_fern-files/arkea.docs.buildwithfern.com/a92bae633d792d0830f9d463b2dc67c9cd75d2fbacb83c3b49c93b793c96cfac/assets/uc-aisp.svg)AISP · PSD2](/open-banking/documentation/partner-b/insights-guide)

### Account aggregation

As an approved aggregator, aggregate your clients' accounts and access their banking data through the PSD2 AIS APIs.

See the guide

[![](/_fern-files/arkea.docs.buildwithfern.com/d970d9caf576c3b343ea2b7a1bed99f802bcfc6dc6fe6191dba4a327d3346233/assets/uc-pisp.svg)PISP · PSD2](/open-banking/documentation/partner-a/payments-guide)

### Payment initiation

As an approved payment service provider, offer a simple and secure way to initiate SEPA and Instant Payment transfers for your customers.

See the guide

[![](/_fern-files/arkea.docs.buildwithfern.com/7865f351e5b9206a7c010fbf010623a75a6ea30bfe599998ea4565b10099ca17/assets/uc-cbpii.svg)CBPII · PSD2](/open-banking/documentation/getting-started/psd2-overview)

### Funds confirmation

As a card-linked payment instrument issuer, get real-time confirmation that funds are available before you authorise a transaction.

Learn more