> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://arkea.ferndocs.com/open-banking/v5/documentation/getting-started/whats-new/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://arkea.ferndocs.com/_mcp/server.

# What's new in v2

Open Banking v2 is in beta on the sandbox. It is additive: every v1 request works
unchanged against v2 once the base path is updated, and v1 stays GA while partners
migrate.

|              | v1                                    | v2                                    |
| ------------ | ------------------------------------- | ------------------------------------- |
| Base path    | `https://sandbox.api.getarkea.com/v1` | `https://sandbox.api.getarkea.com/v2` |
| Availability | GA                                    | Beta                                  |
| Endpoints    | 6                                     | 9                                     |

## New endpoints

#### Transactions

`GET /accounts/{accountId}/transactions` returns booked and pending transactions,
filterable with `from` and `to`, newest first.

#### Bulk payments

`POST /payments/bulk` submits up to 500 SEPA credit transfers as one batch from a
single debtor account.

#### Consent retrieval

`GET /consents/{consentId}` reads a consent's status, expiry, and the accounts it
covers.

## Migrating

1. Point your client at the v2 base path. Existing account, payment, and consent calls need no other change.
2. Replace transaction polling built on balances with `GET /accounts/{accountId}/transactions`.
3. Batch recurring payouts through `POST /payments/bulk` — a batch is one authorization instead of one per transfer, and `status: PART` means some transfers were rejected while others settled.

> **Info**
>
> Sandbox keys work against both versions. Production access to v2 is granted per
> partner agreement while it is in beta.

> Open Banking & PSD2 APIs from Crédit Mutuel Arkéa. Everything developers and partners need to assemble accounts, payments, and consent into their products.